ExpatAdvice.org – Your guide for expats in Germany
Your Complete Expat Guide 2026

Insurance & Finance
Made Simple
for Expats in Germany

Moving to Germany? We guide you through health insurance, pensions, banking and more — completely free, independent, and in English.

Free & independent advice
English-speaking experts
40+ providers compared
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What Insurance Do You Need in Germany?

Germany has one of the most comprehensive insurance systems in the world. As an expat, understanding which coverage you need is essential. We help you navigate your options.

Health Insurance

Compare public (GKV) and private (PKV) health insurance. Find the best coverage for your situation and income level.

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Private Pension

Plan your retirement in Germany. Compare Riester, Rürup, and private pension options tailored for expats.

Plan Pension

Personal Liability

Protect yourself from damage claims. Personal liability insurance (Haftpflicht) is essential in Germany.

Learn More

Car Insurance

Kfz-Versicherung made simple. Compare car insurance options and understand the German system.

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Household Insurance

Protect your belongings with Hausratversicherung. Essential coverage for renters and homeowners.

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Legal Protection

Navigate the German legal system with confidence. Rechtsschutzversicherung covers legal disputes and fees.

Learn More

Not sure which insurance you need?

Answer 8 quick questions and get your personal insurance checklist — what you must have, should have, and might consider.

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Are you already living in Germany?

Your current situation helps us tailor the recommendations to what you need right now.

Marie Hoffmann – Expat Insurance Expert

Marie Hoffmann

Expat Insurance Expert

Marie says:

Welcome! Let's find your coverage.

I'll ask you 8 quick questions to build your personal insurance checklist for Germany. It takes about 2 minutes — completely free and anonymous.

Your progress

Free, anonymous & no obligation. We don't store your answers.

How Does It Work?

Getting the right insurance in Germany doesn't have to be complicated. Here's how we help:

01

Answer a Few Questions

Tell us about your employment status, income, visa type, and insurance needs. It only takes 2 minutes.

02

Get Your Personalized Comparison

Our experts analyze your situation and find the best insurance options from over 40 providers.

03

Free Expert Consultation

A dedicated advisor contacts you within 24 hours to discuss your options – in English, of course.

04

Choose & Get Covered

Select the plan that fits your needs and budget. We handle the paperwork for you.

Why Choose Expat Advice?

  • 100% free service – no hidden costs
  • Independent comparison of 40+ providers
  • English-speaking advisors
  • GDPR compliant – your data is safe
  • No obligation – cancel anytime

Ready to Get Insured?

Join thousands of expats who found the right insurance in Germany with our help. Start your free comparison today.

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