Customer Rating
4.7/5
Customer Rating
4.7/5

Private Health Insurance Comparison - Rates 2025

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Private Health Insurance in Germany

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- up to 38% Price advantage -
My occupational status is:
My income is above or below JAEG (annual income limit):

Salaried employees can enter private health insurance with a regular annual salary (JAEG) of more than €66.600 (as of 2023).

In the case of self-employed persons, civil servants and students, private health insurance is possible regardless of their income.

The insurability of non-employed persons depends on the individual situation.

This is how I want to be covered in the hospital:
High dental benefits are important to me:
My date of birth is the:
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Stiftung Warentest: „Those who take out private insurance have a wide choice of offers. […] That is why it is important to compare before taking out a policy.“ (08/2018, test.de)

Why is a rate comparison for private health insurance advisable?

It is usually not advisable to jump at the first available private health insurance offer. The rates of private health insurance sometimes differ significantly in the scope of benefits and in the price. The majority of benefits are not dictated by policy, as is the case with statutory health insurance.

The scope of benefits is determined by providers and tariffs. In addition, the offers differ in terms of customer satisfaction. If you are looking for a favorable rate from a good provider with benefits tailored to your personal needs, you should make a comparison. This will help you to explore the offers and find the one that suits your individual needs.

Personal price/performance comparison

Your personal comparison, individually calculated for your professional group

Direct comparison of 40 companies

We compare from more than 40 companies and the current test winners

Best performance at the lowest price

Our calculation takes into account mainly the test winners with the best price / performance

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With your request for a personal calculation there are guaranteed no costs for you

Customer testimonials - what our customers say about us

Many thanks for the great cooperation! All queries and uncertainties were clarified immediately. An all-round optimal support and highly recommended.

– Anna M., München

Super support. Fast, efficient and I didn’t have to worry about anything. Thank you for the trustful cooperation! Top service

– Jürgen H., Augsburg

Many thanks for the great cooperation! All queries and uncertainties were clarified immediately. An all-round optimal support and highly recommended.

– Anna M., München

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